Polk County Motorcycle Accident Lawyers

If you've been involved in a motorcycle accident in Polk County, FL, you need an experienced attorney to guide you through the complex legal and insurance processes. At Burnetti, P.A., we understand the unique challenges motorcycle riders face after an accident. With years of experience handling motorcycle accident claims, we are dedicated to fighting for your rights and ensuring you get the compensation you deserve. Whether it's medical bills, lost wages, or pain and suffering, we are here to help you navigate the legal system and get back on your feet.

Contact us today at (888) 444-8508 for a free case review.

Florida Motorcycle Laws

Florida law does not require adult motorcyclists over the age of 21 to wear a helmet if they are covered by medical insurance that meets the state’s minimum requirements. However, helmet use is still strongly recommended for safety. Motorcyclists under the age of 21, or those without sufficient insurance, are required to wear a helmet.

To legally ride a motorcycle in the state, you must have a valid motorcycle endorsement on your driver's license. If you don’t have this endorsement, you can face fines or penalties, and it may impact your case in the event of an accident.

Lane splitting, or riding between lanes of traffic, is illegal in Florida. Many motorcycle accidents occur when riders attempt to split lanes, so it's essential to be aware of this law to avoid unnecessary risks.

Lastly, motorcycles in the state must meet specific equipment standards, such as having working lights, reflectors, and mirrors. If your motorcycle wasn’t in compliance at the time of the accident, this could be a factor in your case.

Common Causes of Motorcycle Accidents

Motorcycle accidents can happen for a variety of reasons, but there are common causes that frequently lead to crashes. Knowing these causes can help you understand how your accident might have happened and who may be at fault.

Some of the most frequent causes of motorcycle accidents include:

• Driver Inattention: Many motorcycle accidents occur because other drivers fail to see motorcyclists on the road. Whether it’s a distracted driver texting or someone simply not checking their blind spots, driver inattention is a leading cause of motorcycle crashes.
• Motorcycle Speeding: Excessive speed increases the severity of motorcycle accidents. Riders who are speeding have less time to react and may be more likely to lose control, especially when navigating turns or curves.
• Road Hazards: Motorcycles are more vulnerable to road hazards such as debris, potholes, and uneven surfaces. These hazards are less noticeable to drivers of cars but can be extremely dangerous for motorcyclists.
• Unsafe Lane Changes: Drivers who fail to signal or make unsafe lane changes can cut off motorcyclists, causing them to lose control and crash.
• Impaired Drivers: Driving under the influence of alcohol or drugs is dangerous for all motorists, but it is especially dangerous for motorcyclists. Alcohol impairs a motorcyclist’s ability to balance and react quickly, increasing the likelihood of a crash.
• Inexperienced Riders: Motorcyclists who lack experience or who are unfamiliar with their bike’s handling are more likely to make mistakes that lead to accidents.

How Insurers Handle Motorcycle Accident Claims

After a motorcycle accident, dealing with insurance companies can be frustrating, especially if you are dealing with serious injuries. Unfortunately, insurance companies often try to minimize payouts or deny claims altogether, making it difficult for victims to get the compensation they need. At Burnetti, P.A., we know how insurers handle motorcycle accident claims and are prepared to fight for you.

• Insurance Company Tactics: Insurance companies will often attempt to minimize the value of your claim by blaming the accident on you, the motorcyclist, or downplaying the extent of your injuries. This is especially common in motorcycle accidents, where there may be a bias against riders.
• Comparative Fault: Florida follows a comparative fault rule, meaning that if both parties are partially at fault for an accident, each party may be assigned a percentage of liability. Insurance companies may use this rule to reduce your payout, even if you were only partially responsible for the accident.
• Uninsured/Underinsured Motorist Coverage: If the driver who caused your accident does not have enough insurance to cover your damages, your own insurance policy may provide coverage under the uninsured/underinsured motorist provision. This is especially important in motorcycle accidents, where the at-fault driver may not have sufficient coverage to pay for your medical bills or property damage.
• Medical Payments Coverage: Motorcycle insurance policies often include medical payments (MedPay) coverage, which helps pay for medical expenses resulting from an accident, regardless of who is at fault. It is vital to understand how this coverage works and how it may help cover your immediate medical needs.
• Negotiation and Settlement: Insurance companies may offer you a quick settlement to close the case, but it’s essential to have a skilled Polk County motorcycle attorney review the offer before accepting. Often, the initial offer is much lower than what you are entitled to, and it’s critical to have an experienced lawyer on your side to negotiate for a fair settlement.

Call (888) 444-8508 or contact us online today to speak with our team.